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Saturday, 9 October 2021

Deposit your work / money in PPF with this trick, become the owner of 1.5 crore, know the calculation.

Deposit your work / money in PPF with this trick, become the owner of 1.5 crore, know the calculation.



The Public Provident Fund is a long-term investment. It is a reliable investment option.

This is how to invest in PPF

There will be more benefits

Learn in full detail.


PPF is one of the popular options for investors. In which you get a good return. It also saves taxes. But despite being so popular, people often do not take full advantage of it. However, if you find out how the interest on PPF is calculated and how you can get maximum interest, your amount can increase a lot.


Interest rates on PPF have come down over the years

About a year and a half ago today, on March 30, 2020, the government slashed interest rates on small savings schemes. The interest rate on PPF is also 7.1 per cent. Let me tell you that small savings plans and interest earned on PPF are reviewed every three months. These interest rates have a big impact on the rate of inflation.


This will create a fund of Rs 1.5 crore

You can invest a maximum of Rs 1.50 lakh in a year in a PPF account. Suppose you invest Rs 12,500 per month in a PPF account. After maturity in 15 years you can advance your PPF account in 5-5 year block. After 30 years, the total fund of your PPF account will be more than 1.5 crores. Your investment in it is Rs 45 lakh and the income from interest is at least Rs1.09 crore.


Investing can start in 25 years

Let me tell you that the sooner you start investing in this government scheme, the sooner you will reap the benefits. Suppose you are 25 years old and you have invested Rs 1.5 lakh annually in PPF. So you can become a millionaire at the age of 55 i.e. about 5 years before retirement.


How is interest calculated on PPF?

Interest is calculated every month on PPF. But that account is credited at the end of the financial year. This means that any interest you earn each month is credited to your PPF account on March 31st. However, there is no fixed date for depositing money in the PPF account. You can deposit money in PPF every month, three months, six months and year.


Ways to get more interest on PPF

Interest is calculated this way. Interest on PPF is calculated on the amount present in the account from 1st to 5th of every month. This means that if you put money in a PPF account till the 5th of a month, you will get interest on that money in the same month. But if you deposit money after 5th date i.e. suppose the money is deposited on 6th date then the interest on the amount deposited will be paid in a different month.



    

For example

Suppose you deposited Rs 50,000 in your account on April 5. As on March 31, you already have Rs 10 lakh in your account. From April 5 to April 30, the total amount in your PPF account is Rs. 10,50,000, which is the minimum balance. So it had a monthly interest of 7.1 per cent. (7.1% / 12 X 1050000) = Rs. 6212.00


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Anubandham (GOG) Job Application (Government of Gujarat)

Directorate of Employment & Training, DET




is working under the Department of Labour and Employment, Government of Gujarat. It was formed in Gujarat State in 1971 by amalgamation of the Employment Wing, functioning under the Labour Directorate, and the Vocational Training Scheme under the Directorate of Technical Education.cd


Two statutes have been enacted by the Govt. of India to help in achieving the objectives of higher employment in organised sector through training.


Functions of DET

DET functions with the major objectives of providing Vocational Training and Employment Services to the youth in Gujarat State. To achieve these objectives the DET runs a variety of long-term and short-term training programmes in Industrial Training Institutes/ Centers in the State.


It also registers the youth looking for employment and provides placement services to them through Employment Exchanges that also maintain the list of prospective Employers.


Directorate of Employment & Training, Government of Gujarat has been in the forefront of implementing various skill-building programs with the aim of helping people get jobs. At present 48 employment exchanges are functioning under this Directorate to assist people registered with employment exchanges.

Employment Exchanges the state have been chasing the placement of the registrants with the employers in the affective manner with the innovative approaches of industrial recruitment rallies in industrial areas of the state and with the close liaison with the employers.

Download Anubandham (GOG) Job Application

Anubandham Registration on Web Portal

Anubandham Login on Web Portal


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Download Government Employees Useful Video – Pension Calculate, Pay of Promotion Family Pension, Provisional Pension, Gratuity Rules.

Download Government Employees Useful Video – Pension Calculate, Pay of Promotion Family Pension, Provisional Pension, Gratuity Rules.



Pension

The minimum eligibility period for receipt of pension is 10 years. A Central Government servant retiring in accordance with the Pension Rules is entitled to receive pension on completion of at least 10 years of qualifying service.


In the case of Family Pension the widow is eligible to receive family pension on death of her spouse after completion of one year of continuous service or even before completion of one year if the Government servant had been examined by the appropriate Medical Authority and declared fit for Government service.


W.e.f 1.1.2006, Pension is calculated with reference to emoluments (i.e.last basic pay) or average emoluments (i.e. average of the basic pay drawn during the last 10 months of the service) whichever is more beneficial. The amount of pension is 50% of the emoluments or average emoluments whichever is beneficial.


Minimum pension presently is Rs. 9000 per month. Maximum limit on pension is 50% of the highest pay in the Government of India (presently Rs. 1,25,000) per month. Pension is payable up to and including the date of death.


Commutation of Pension

A Central Government servant has an option to commute a portion of pension, not exceeding 40% of it, into a lump sum payment. No medical examination is required if the option is exercised within one year of retirement. If the option is exercised after expiry of one year, he/she will have to under-go medical examination by the specified competent authority.


Lump sum payable is calculated with reference to the Commutation Table.  The monthly pension will stand reduced by the portion commuted and the commuted portion will be restored on the expiry of 15 years from the date of receipt of the commuted value of pension. Dearness Relief, however, will continue to be calculated on the basis of the original pension (i.e. without reduction of commuted portion).

The formula for arriving for commuted value of Pension (CVP) is

CVP = 40 % (X) Commutation factor* (X)12

* The commutation factor will be with reference to age next birthday on the date on which commutation becomes absolute as per the New Table annexed to the CCS (Commutation of Pension) Rules, 1981.


Death/Retirement Gratuity

Retirement Gratuity

This is payable to the retiring Government servant. A minimum of 5 years' qualifying service and eligibility to receive service gratuity/pension is essential to get this one time lump sum benefit. Retirement gratuity is calculated @ 1/4th of a month’s Basic Pay plus Dearness Allowance drawn on the date of retirement for each completed six monthly period of qualifying service. There is no minimum limit for the amount of gratuity. The retirement gratuity payable for qualifying service of 33 years or more is 16½ times the Basic Pay plus DA, subject to a maximum of Rs. 20 lakhs.



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How does Google work? Find out where the correct answer to each of your questions comes from, here.

How does Google work? Find out where the correct answer to each of your questions comes from, here.



Google working process: Google has become a part of everyone's life today. If you want to find anything, Google is a support. You can search Google by speaking and typing anything in any language. Google answers your every question in a matter of seconds. But do you know how Google works? After all, where does Google find the answer to each of your questions?The question arises as to whether Google answers your question itself, or copies and pastes from somewhere to answer. If you do not have the answers to these questions, we will let you know about Google's working process.


Where Google brings information

Crawling: The first step in Google Search is crawling. Google constantly crawls pages. Also, Google continues to add new pages to its index. This process is called crawling. For this, it uses the Google bot of Web Crawlers.The question arises what is a Google bot, let's say it is a web crawlers software, which crawlers find a web page. By finding these web pages, crawlers follow the links on them. These crawlers collect links and data from the link and bring them to Google's servers. Through this process, new information is stored on the Google index.


Indexing: When crawlers find a webpage, Google checks the content of that page. In addition to page content, it also includes photos and videos. Google sees the page that has been crawled. Google checks for correct URLs, keywords, and content. Also known as the latest page. This way Google Search tracks all the information in the index. Google also removes copy-pasted content. All of this information is stored in the Google index and becomes a large database about it.




   


How to improve page index

Users must always create meaningful content for Google Search, whose headlines, URLs, and keywords exactly match the content. Title should be short. Use photos and text to illustrate the content. At the same time, video can be used to explain any content in the current era.


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Sunday, 3 October 2021

IOCL Recruitment 2021 For 513 Junior Engineering Assistants Post

I O C L Recruitment on 2021 For a 500 Junior Engineering Assistants in a Post.

I O C L Recruitment on 2021 For a 500 Junior Engineering Assistants in a Post online application @iocl.com Indian Oil Corporation Limited has a invited online applications for in the recruitment of more than 500 vacant posts. The online application are process which has a started from a September 21 will be  a continue till in the  October 12, 2021.


The selected candidates will be a appointed as the Junior Engineering Assistants in a Guwahati, Digboi & Bongaigaon (Assam), Barauni (Bihar), Vadodara (Gujarat), Haldia (West Bengal), Mathura (Uttar Pradesh), Panipat {Panipat Refinery & Petrochemical Complex (P R P C)} (Haryana) and  the Paradip (Odisha).

Total No of Post : 513 Posts

  • Junior are  Engineering Assistant – IV (Production) : 296 Posts
  • Junior are Engineering Assistant – IV (P & U) : 35 Posts
  • Junior Engineering Assistant – IV (Electrical) / Junior Technical Assistant – IV : 09 Posts
  • Junior are Engineering Assistant – IV (P & U - O & M ) : 56 Posts
  • Junior Engineering Assistant – IV (Mechanical) / Junior in a Technical Assistant – IV : 32 Posts
  • Junior are Engineering Assistant – IV (Instrumentation) / Junior are  Technical Assistant – IV : 37 Posts
  • Junior are Quality Control Analyst – IV : 29 Posts
  • Junior Engineering Assistant – IV  (Fire & Safety) : 14 Posts
  • Junior Material Assistant – IV / Junior in a Technical Assistant – IV : 4 Posts
  • Junior in a  Nursing Assistant – IV : 1 Post

 

I O C L age limit : The applicants should not be a less than 18-year-old and more than 26-year-old. However, there will be a relaxation for the reserved category in a candidates.

Selection criteria : The selection of the candidates would be done based on their performances at the  Written Test and a Skill/Proficiency/Physical Test (S P P T).

How to the apply for a I O C L Recruitment on  2021 : The interested and the  eligible candidates can be apply online at the official website of the Indian Oil Corporation Limited.

    Important Links:

    Click here to visit the official website

    Click here to the read the I O C L J E A Recruitment on 2021 Notification

    Click here to apply online


    Important Dates:

    • Beginning of the online application process: September 21, 2021
    • Last date for a online application in a process: October 12, 2021
    • Last date for a P W B D candidates to the submit in a prescribed p reformat for a scribe through email: October 18, 2021
    • Last date for a submitting in  the print copy of the application along with a document by a ordinary post: October 23
    • Last date for  a submitting in the print copy of the application along with a documents at the   written test venue by a hand: October 24, 2021
    • Written a Test Tentative Date: October 24
    • Likely Date of the  publication of a written in a test result: November 11


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